Capital District Habitat for Humanity (CDHfH) is the local affiliate for Habitat for Humanity, International.  Habitat's mission is to build simple, decent, affordable houses.  Habitat sells homes to families that meet a set of criteria. Qualified people receive an interest free mortgage.

CDHfH is able to sell homes to families-in-need because it relies on the help of future homeowners, community volunteers, and both monetary and material donations.

The Family Selection Committee chooses candidate families based on a set of four criteria:

1. Need for Adequate Housing - Factors considered are overcrowding, potential health hazards, and housing costs which are less than 50% of total   monthly income.
2. Ability to Pay for a Habitat Home - The family must be able to make monthly house payments as well as existing debt payments. If debt problems exist, the family must demonstrate the willingness and ability to resolve them. The family's income must be 44-60% of the median income for that family size in the Capital District.
3. Willingness to Partner - A commitment to work on, or in support of, the supervised construction activities. Much of this time is generally spent on-site in construction: time may also be contributed through office work, committee work, or other support activities. The "sweat equity" commitment of 350 hours can be shared by family and friends.
4. Residence - The family must have lived in the Albany County or Southern Saratoga County for 11 months prior to applying.

Orientation Sessions:

Habitat holds Orientation Sessions, open to the public, for people who believe they might be eligible to purchase a Habitat Home.  An orientation is the only place/time you can receive an application.  Our next orientation sessions are as follows:

Several families qualified during our 2008 application round and we will use our current resources to complete their homes. 

Please check back in NOVEMBER, 2010 for more details.

If you have any questions you may call our office at (518) 462-2993